Control your Finances
Every account in one place — with AI that actually gets your money.
Securely connects with 11,000+ banks & institutions
Everything you need to master your money
One calm, secure place for every account, decision, and dollar.
Unified Dashboard
Every account, balance, and your full net worth in one clean view.
Smart Budgeting
Set monthly limits per category and track them against real spending.
Future Forecasting
Run what-if scenarios to see how today's choices shape tomorrow.
AI Financial Assistant
Ask anything about your money — answers grounded in your real data.
Bank-Level Security
Read-only Plaid connections, AES-256 encryption, and we never store your bank login.
Investment Tracking
Track your investment accounts, balances, and allocation in one view.
Your finances, beautifully organized
Track balances, spending, budgets, and forecasts in one app.
Choose the plan that fits you
Start free. Upgrade only when you need more.
Free
- 2 institutions
- Dashboard & net worth
- This/last month spending
- 10 AI questions/mo
Plus
- 5 institutions
- Advanced analytics
- Forecasting
- AI budget suggestions
- 50 AI questions/mo
Pro
- Unlimited institutions
- Investment analytics
- Data export (CSV)
- Unlimited AI questions
- Priority support
People who took control of their money
Real reasons members switched to one calm, secure place for everything.
I finally see every account in one place. Credo connected my checking, two cards, and my brokerage in under five minutes — and the net-worth number alone changed how I think about money.
The AI assistant is the killer feature. I asked if I could afford a trip in March and it actually walked through my upcoming bills. It's like a financial advisor that knows my real numbers.
Budgeting used to be a spreadsheet I'd abandon by week two. Credo's category limits update against real spending automatically — I haven't touched a spreadsheet since.
Clean, fast, and genuinely calming to use. No clutter, no upsells in my face — just my money, organized. Worth the Plus plan for the forecasting alone.
Security was my big worry and Credo nailed it — read-only Plaid connections, nothing stored. I felt comfortable linking everything, which I'd never done with another app.
Forecasting is what sold me. Seeing how a big purchase ripples through the next six months helped me delay a decision I would've regretted.
Through Plaid, the bank-connection service trusted by thousands of finance apps. You log in at your own bank — Credo never sees or stores your bank username or password, only a read-only token that can view balances and transactions but can't move money.
Join and track
your finances
Create your account in seconds and start making smarter financial decisions today.
Track Expenses
See where your money goes
Smart Insights
Understand your spending patterns
Set Goals
Plan and achieve your financial goals
Secure & Private
Your data is always protected